Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.

administrator's blog

Suncorp Home Loans

95% + LMI Home Loan – Purchase Only

  • Suncorp still providing high LVR's
  • 1st Home Buyers – 3% genuine savings
  • Subsequent home buyers/investment purchases – 5% genuine savings ( P & I only)

Competitive LMI Rates

Always beware of varying Lenders Mortgage Insurance LMI Rates. There can be huge differences which can more than write off any benefit of a lower interest rate.
Suncorp are one on the few Lenders who have an “Open Policy” with their LMI provider Click to Read more..

Go Between Home Loan

The Go Between Loan is a competitive fully featured home loan that allows clients to purchase their new home before selling their current home.

Features of the go between home loan include: Click to Read more..

November 2009 RBA Increase Cash Rate 0.25 Percent

The RBA today announced another 0.25 percent increase to the cash rate.
This 0.25 percent increase is lifting the cash rate to 3.5 percent. A copy of the Reserve Bank of Australia media release is copied at the Finance Broker Australia website.
This graph illistrates the trend of the cash rate in Australia since January 1990 to November-December 2009

Liberty Financial Residential Loans

Liberty has announced sweeping changes to its residential loans to increase competition and provide greater choice to borrowers in a sector increasingly dominated by the big four banks.

Keener pricing - Comparable with all major banks and lenders. Click to Read more..

Homeside Home Loan Pricing Structure Discounts

Homeside have announced new pricing structure for variable interest rate home loans.

The tiered discounts and interest rates for new Homeside Homeplus loans will be based on both; Click to Read more..

Low Doc Self Employed Salaried

Auroa 95 Low Doc - for Self Employed Applicants Click to Read more..

Low Doc Home Loans

With the changes made by most lenders now requiring a BAS for Low Doc loans, many self employed may be finding it increasingly hard to find a true Low Doc home loan.

With the Phoenix Home Loan, you have 2 options available where neither a BAS nor LMI is required:


Low Doc Plus Click to Read more..

Pepper Alt Doc

Pepper Home Loans Alternative Documentation loan (Alt Doc).
Some Great Reasons to consider the Alt Doc loan include: Click to Read more..

ING Direct Location Restrictions

Victorian Suburbs: Truganina and Tarneit

Properties located in the Victorian suburbs of Truganina and Tarneit are unacceptable security properties for new ING DIRECT home loans. Loan increases and/or variations on existing loans secured by properties in these suburbs will be assessed on a case-by-case basis.  Click to Read more..

Westpac Home Loan Offer Pack Changes

Westpac has launched a changed Consumer Mortgage Loan Offer Pack (incorporating Loan Offer, Mortgage Documents and Authority Forms). The Loan Offer Pack has a changed look and feel reflecting Westpac's desire to be simpler and clearer, and to improve the customer experience.

The Loan Offer Pack is also now smaller than previous offer packs for the customer to complete. Click to Read more..

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