Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.

Homeloans Ltd

Homeloans Ltd

Homeloans Ltd has 25 years’ experience at providing Australians with a refreshing alternative to the banks for their home finance. As Australia’s largest mortgage manager, Homeloans Ltd specialise in providing the right home loan for a wide range of customers’ needs.

  Click to Read more..

Smart Saver Procuct Range Change


Homeloans Ltd are no longer able to accept vacant land applications with intention to commit construction within 12 months under the Smart Saver product range.

Approval of vacant land purchase and simultaneous construction of dwelling can still be provided and there is no change to the use of vacant land as collateral or top up security to other improved residential property, to a maximum LVR of 50%. Click to Read more..

Low Doc Home Loan Up to 80 Percent LVR

Lo Doc up to 80% LVR Purchase - Premium Lo Doc Product

The Homeloans Premium Lo Doc is a fully featured home loan. This loan is perfect for self employed borrowers without full income evidence. This is a great option for clients with 20 percent deposit from a previous sale of a property or accumulated 20 percent genuine savings over 3 months.

Interest Rate: Please call to check

Loan Purpose: Purchase or Purchase and Construction (no refinances)

Borrower Type: Individuals, companies/trusts

Purchase: No bank trading statements or BAS required Click to Read more..

Home Loans Ltd Product News

Great news on Balanced Home Loan credit policy

Great news for investors: Homeloans Ltd have reintroduced LVR's up to 90% (+ capitalised LMI) for Interest Only full doc loans.

Great news for first home buyers: No genuine savings required for LVR's less than 80% on full docs.

Plus other great features including:

* 100% offset
* Free redraw
* Up to $20,000 extra repayments during fixed rate period
* Bridging available


Homeloans Premium Click to Read more..

Balanced Home Loan

Great news for investors: Homeloans have reintroduced loan to value ratios (LVR's) up to 90 percent plus capitalised lenders mortgage insurance (LMI) for Interest Only full doc home loans.

Great news for first home buyers: No genuine savings required for LVR's less than 80 percent on full docs.

Plus other great features including: Click to Read more..

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