Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.


Suncorp Home Loans

95% + LMI Home Loan – Purchase Only

  • Suncorp still providing high LVR's
  • 1st Home Buyers – 3% genuine savings
  • Subsequent home buyers/investment purchases – 5% genuine savings ( P & I only)

Competitive LMI Rates

Always beware of varying Lenders Mortgage Insurance LMI Rates. There can be huge differences which can more than write off any benefit of a lower interest rate.
Suncorp are one on the few Lenders who have an “Open Policy” with their LMI provider Click to Read more..

Change to High LVR Lending

Recently, many lenders have made changes to the maximum acceptable loan to value ratio (LVR) for Home Loans.

Suncorp Bank continues to offer home loans to customers with a maximum LVR of 95 percent plus lenders mortgage insurance (LMI)

Due to the current financial environment and the additional cost to fund this loan type, an interest rate margin will now be added to the standard rate for new loans where the LVR is greater than 90 percent. Click to Read more..

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