Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.


Owner Builder Home Loans

Owner builder home loans are limited in availability for Australians. It is important not to confuse an owner builder loan with a construction home loan. Construction home loans are where there is a fixed price builders contract in place to build a home on your land or land provided by the builder. Most lenders offer options for constrution loans where there is a fixed price builders contract in place. Click to Read more..

Smart Saver Procuct Range Change


Homeloans Ltd are no longer able to accept vacant land applications with intention to commit construction within 12 months under the Smart Saver product range.

Approval of vacant land purchase and simultaneous construction of dwelling can still be provided and there is no change to the use of vacant land as collateral or top up security to other improved residential property, to a maximum LVR of 50%. Click to Read more..

Bankwest Capped Rate Home Loan

Bankwest have announced a new home loan interest rate concept.

Effective 9, September 2009

The Capped Rate Home Loan is a variable rate product with a cap set on the interest rate. This means that the interest rate is guaranteed not to increase past a certain limit for a pre-determined period.

Eligibility Minimum loan amount $100,000. Click to Read more..

Low Doc Home Loan Up to 80 Percent LVR

Lo Doc up to 80% LVR Purchase - Premium Lo Doc Product

The Homeloans Premium Lo Doc is a fully featured home loan. This loan is perfect for self employed borrowers without full income evidence. This is a great option for clients with 20 percent deposit from a previous sale of a property or accumulated 20 percent genuine savings over 3 months.

Interest Rate: Please call to check

Loan Purpose: Purchase or Purchase and Construction (no refinances)

Borrower Type: Individuals, companies/trusts

Purchase: No bank trading statements or BAS required Click to Read more..

Bankwest Low Doc Home Loan


Introducing the Bankwest Low Doc Home Loan. Click to Read more..

Commercial Property Finance

Commercial Property Finance

One of our panel lenders specialises in commercial property finance and investment finance for residential property investors.

A range of competitive fixed and variable interest rate options are available and the fees and charges are minimal, and are almost non existent, compared to most other lenders offering commercial property finance.

Another major feature offered is that the regular reviews that are so common with most lenders in the commercial property finance sector are avoided. Click to Read more..

Private Lenders Seeking Borrowers

Need Property Finance?

The Banks say no?

Look no further!

One of our panel lenders has private funders looking to lend NOW!

This panel lender has access to cashed up private funds who are genuine lenders looking to lend money for commercial and all types of construction loans.

With banks taking a tough stance in regard to all commercial property and construction lending, it is now more important than ever to utilise a finance broker and this lenders expertise in loan preparation, extensive contact base and private funder alternatives Click to Read more..

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