Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.

Home Loan

Suncorp Home Loans

95% + LMI Home Loan – Purchase Only

  • Suncorp still providing high LVR's
  • 1st Home Buyers – 3% genuine savings
  • Subsequent home buyers/investment purchases – 5% genuine savings ( P & I only)

Competitive LMI Rates

Always beware of varying Lenders Mortgage Insurance LMI Rates. There can be huge differences which can more than write off any benefit of a lower interest rate.
Suncorp are one on the few Lenders who have an “Open Policy” with their LMI provider Click to Read more..

Liberty Financial Residential Loans

Liberty has announced sweeping changes to its residential loans to increase competition and provide greater choice to borrowers in a sector increasingly dominated by the big four banks.

Keener pricing - Comparable with all major banks and lenders. Click to Read more..

Homeside Home Loan Pricing Structure Discounts

Homeside have announced new pricing structure for variable interest rate home loans.

The tiered discounts and interest rates for new Homeside Homeplus loans will be based on both; Click to Read more..

Smart Saver Procuct Range Change


Homeloans Ltd are no longer able to accept vacant land applications with intention to commit construction within 12 months under the Smart Saver product range.

Approval of vacant land purchase and simultaneous construction of dwelling can still be provided and there is no change to the use of vacant land as collateral or top up security to other improved residential property, to a maximum LVR of 50%. Click to Read more..

Bankwest Capped Rate Home Loan

Bankwest have announced a new home loan interest rate concept.

Effective 9, September 2009

The Capped Rate Home Loan is a variable rate product with a cap set on the interest rate. This means that the interest rate is guaranteed not to increase past a certain limit for a pre-determined period.

Eligibility Minimum loan amount $100,000. Click to Read more..

Fee Free Home Loan

  • $0   Application Fee ($299 charged if approved, but client fails to settle)
  • $0   Valuation Fee (Metro Property <$500k; $275 charged for all loans <$200k)
Click to Read more..

Line of Credit Home Loan

Home Loan Line of Credit

  • Are you looking for a flexible home loan product?
  • Do you require the ability to access the equity in your existing home at will?
  • Prefer constant redraw or use of your home loan funds up to the approved limit at any time?
  • Desire the flexibility to utilise your loan account for salary credits, everyday transactions etc?

....Then a Home Loan Line of Credit Product may suit your needs. Click to Read more..

Australian Home Loans

Australian Home Loans An extensive range of home loans are available with many varying features and benefits. Ability Finance can assist with all your home loan needs by carefully analysing your current position with your longer term plans and goals then matching this with information available home loans using our two extensive home loan databases. Click to Read more..

Australian Mortgages Information

A brief overview of the different types of mortgage products and home loans that are commonly available within Australia Click to Read more..

Home Loan Special Offer

Essential Home Loan – Special Offer Main Features: Click to Read more..

Syndicate content