Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.

Liberty Financial Residential Loans

Liberty has announced sweeping changes to its residential loans to increase competition and provide greater choice to borrowers in a sector increasingly dominated by the big four banks.

Keener pricing - Comparable with all major banks and lenders.

  • Liberty AAA product starts at 6.05% Refer CRS (after RBA change),
  • Non-AAA rates for Star and Nova have dropped across the board starting with rates from 6.45% Refer CRS
  • Private rates are now set at very attractive levels, starting at 9.95% for 12 months

More Affordable - Less fees, less costs for your customers.

  • Rebatable Establishment Fee (REF) for AAA has been reduced to 1% and is fully waived after 4 years
  • Liberty will pay all legal/documentation, title protection and loan processing fees - for all applications received before 31 Dec 09 which settle by 31 Jan 10
  • No processing fees for LoanNET submitted applications received on/after 1 Jan 10

Wider reaching - Increased LVR limits, widening the gap with many lenders.

  • Star (Full Doc) available to 95%
  • Nova (Low Doc) available to 85%
  • Private available to 75%

Did you know?
Liberty is now broadening the postcode areas they will lend in. Contact Ability Finance Brokers for further information.