Important information

Please be aware of the following;

Effective Immediately Tuesday 6th March 2012 Credit License Cancellation Lodged By Us With ASIC

Ability Finance have elected to cease all credit activities covered by ASIC credit licensing for various reasons including but not limited to;

  1. Lender commission cuts over the past few years.
  2. Additional liability, workload and costs arising from National Credit Licensing
  3. Lender minimum volume restrictions which result in smaller brokers not being able to offer all options to customers.
  4. Regularly encountered inexperienced lender staff who are unaware of their own employers policies whose advice wastes both broker and customers time and resources.
  • As a blog style website there is only historical content contained within this website that is out of date and no longer applicable. This content must only be used for historical reference purposes.
  • Ability Finance, through choice, no longer represent any lenders who may be historically referred to within this website.
  • No information or content contained on this site should be relied on as being current.
  • No content contained within this site should be taken as advice in any way at all.

Should you feel there is any content that should be removed from this site please contact the webmaster.
By any chance you feel specific content is interpreted as offering any credit activities by us it is to be ignored, please report to the webmaster for removal or modification.
If you are legally entitled to engage in credit activities and would like to advertise on this site please contact the webmaster.
If you would like a website developed or even to purchase this site modified to your requirements please contact the webmaster.
Meanwhile we are working hard at creating a one stop shop for purchasing high quality spray painting equipment online including an extensive range of the best spray gun models we are able to offer at discounted prices everyday right across the complete range of available spray gun models. Online spray gun prices with old fashioned personal service levels.

Suncorp Home Loans

95% + LMI Home Loan – Purchase Only

  • Suncorp still providing high LVR's
  • 1st Home Buyers – 3% genuine savings
  • Subsequent home buyers/investment purchases – 5% genuine savings ( P & I only)

Competitive LMI Rates

Always beware of varying Lenders Mortgage Insurance LMI Rates. There can be huge differences which can more than write off any benefit of a lower interest rate.
Suncorp are one on the few Lenders who have an “Open Policy” with their LMI provider

Money Manager Package-Full Doc

  • One of the lowest annual fees: only $300p.a(charged @ $25pm) - No Loan Establishment fees
  • 100% Transactional offset account (with up to 9 e-sub accounts) ($75 Once off linking fee)
  • No Annual fee on Credit Card
  • Asset Line (LOC) @ Standard Variable Rates – tiering discounts apply
  • Aggregated Discounts apply: 0.5% discount $150,000 -$249,999 - 0.7% discount >$250,000

Pre - Approvals

Did you know that Suncorp provides fully validated Pre Approvals? Certain other lenders are refusing to do pre-approvals for us at all! 

Back to Basics Discount- Full Doc

Clients enjoy a 0.10% discount off the BTB Rate on loans >$250,000, no monthly Account Keeping Fees

80% Low doc – No BAS Statements required - Competitive Rates

<70%:1 year ABN and GST registration; 80%: 2 years ABN and GST registration

75% + LMI for Refinances - 80% + LMI for Purchases 

On Line Tracking & Online lodgement- now available

Fully interactive Broker website including Suncorp full retail credit policy, mortgage tracking and apply online which speeds up our tracking and reporting of you application progress.

Suncorp Brands

Suncorp are Australia’s 5th largest Bank & 2nd largest General Insurer – Australian owned

Did you know that 1 in every 4 households in Australia currently has a Suncorp Product

Some Suncorp Brands:

  • GIO
  • Deposit Power
  • AAMI
  • terri scheer
  • Just Car Insurance
  • Apia
  • secure sentinal
  • Vero
  • Insure My Ride
  • L.J Hooker
  • Shannons
  • Guardian
  • bingle
  • Tyndall
  • Cameron Walshe